Claims Examiners, Property and Casualty Insurance

Bookmark Print History Journal
x

Journal


    • Please sign in to view journal entries
x

Your Employment History in this Occupation

Please sign in to view Employment History
x
Rating
x

Please fill out the fields below to e-mail someone a link to this page

x
Please sign in to bookmark occupations

About the Job

Review settled insurance claims to determine that payments and settlements have been made in accordance with company practices and procedures. Report overpayments, underpayments, and other irregularities. Confer with legal counsel on claims requiring litigation.

It is also Called

  • Case Manager
  • Casualty Claims Supervisor
  • Check Examiner
  • Claim Auditor
  • Claims Account Manager
  • Claims Account Specialist
  • Claims Adjuster
  • Claims Analyst
  • Claims Auditor
  • Claims Director

What They Do

  • Prepare reports to be submitted to company's data processing department.
  • Communicate with reinsurance brokers to obtain information necessary for processing claims.
  • Report overpayments, underpayments, and other irregularities.
  • Conduct detailed bill reviews to implement sound litigation management and expense control.
  • Supervise claims adjusters to ensure that adjusters have followed proper methods.
  • Present cases and participate in their discussion at claim committee meetings.
  • Maintain claim files such as records of settled claims and an inventory of claims requiring detailed analysis.
  • Contact or interview claimants, doctors, medical specialists, or employers to get additional information.
  • Confer with legal counsel on claims requiring litigation.
  • Enter claim payments, reserves and new claims on computer system, inputting concise yet sufficient file documentation.

Interests

People who work in this occupation generally have the interest code: CE.

This means people who work in this occupation generally have Conventional interests, but also prefer Enterprising environments.

Work Values

People who work in this occupation generally prize Support, but also value Independence and Working Conditions in their jobs.

Things They Need to Know

  • Customer and Personal Service - Knowledge of principles and processes for providing customer and personal services. This includes customer needs assessment, meeting quality standards for services, and evaluation of customer satisfaction.
  • English Language - Knowledge of the structure and content of the English language including the meaning and spelling of words, rules of composition, and grammar.
  • Law and Government - Knowledge of laws, legal codes, court procedures, precedents, government regulations, executive orders, agency rules, and the democratic political process.
  • Administration and Management - Knowledge of business and management principles involved in strategic planning, resource allocation, human resources modeling, leadership technique, production methods, and coordination of people and resources.
  • Clerical - Knowledge of administrative and clerical procedures and systems such as word processing, managing files and records, stenography and transcription, designing forms, and other office procedures and terminology.

Things They Need to Be Able to Do

  • Writing - Communicating effectively in writing as appropriate for the needs of the audience.
  • Reading Comprehension - Understanding written sentences and paragraphs in work related documents.
  • Critical Thinking - Using logic and reasoning to identify the strengths and weaknesses of alternative solutions, conclusions or approaches to problems.
  • Speaking - Talking to others to convey information effectively.
  • Active Listening - Giving full attention to what other people are saying, taking time to understand the points being made, asking questions as appropriate, and not interrupting at inappropriate times.
  • Negotiation - Bringing others together and trying to reconcile differences.
  • Judgment and Decision Making - Considering the relative costs and benefits of potential actions to choose the most appropriate one.

Education Required

Most of these occupations require a four-year bachelor's degree, but some do not.

LMI Region

Wages

In 2013, the average annual wage in New Jersey was $69,410 with most people making between $41,600 and $97,850

Outlook

0.28%
avg. annual growth

During 2008, this occupation employed approximately 10,700 people in New Jersey. It is projected that there will be 11,000 employed in 2018.

This occupation will have about 30 openings due to growth and about 270 replacement openings for approximately 300 total annual openings.